Individual & Group Health

Short-Term & Alternative Health Insurance needs don’t always align with the calendar. When a client misses OEP or doesn’t qualify for a Special Election Period, we discuss the short-term medical (STM) and fixed-indemnity options that bridge the gap. It’s about finding creative, compliant ways to ensure no one in your community goes uncovered. Group & Employer Benefits Small business owners are looking to us for leadership. We use this room to discuss the mechanics of small and large group health, the rise of ICHRA as an alternative to traditional group, and the complexities of employer compliance. Share your case studies and find out how other producers are winning the B2B conversation. ACA & Marketplace The ACA marketplace is the Wild West of health insurance. This section is for navigating healthcare.gov, understanding subsidy calculations, and managing the high-volume rush of the Open Enrollment Period. Discuss network adequacy, carrier exits, and the strategies that help you stay profitable while writing under-65 business.